Our Story
In 1934 the Federal Credit Union Act was signed into law–making it more efficient for credit unions to grow and thrive nationwide. And, they have: Today, the nation’s 5,700 credit unions serve more than 120 million members.
Established in 1950, White Rose Credit Union has been proud to serve both our members and our community. Our dedication to member service is a top priority; every day, we serve. Serving isn’t just an over used term here. Without the opportunity to serve, we wouldn’t exist.
From what started in a small garage, eventually moving to an office at the Downtown Post Office, we have grown to serve over 11,000 members at five public branches.
The Credit Union Difference
Different from a bank, credit unions are not-for-profit financial institutions where our members are part owners. This means lower fees, competitive loan rates, and access to a ton of free services since we invest back in our members rather than corporate shareholders.
We pride ourselves on the work we do with our community, and our commitment to educating our members to help them achieve their financial goals.
Who Can Become a Member?
If you thought you couldn’t join, think again. White Rose Credit Union is a York and Adams County Community chartered credit union, which means anyone in York or Adams Counties that does the following can join our membership:
- Lives
- Works
- Worships
- Attends School
- Owns a Business
Member Focus and Personalized Service
Join a local, member-owned, not-for-profit financial institution that has served the members of our community since 1950. Enjoy the amenities of a big bank, with small town charm and customized personal service. It’s your life. We care.
Some of our top benefits include:
- FREE Checking and Savings Accounts
- Low Rate Credit Cards
- Debit and Credit Card Rewards
- Competitive Loans and Mortgages
- Credit Building Loans and Financial Education
- Online and Mobile Banking
As a credit union member you also get access to discounted life insurance, special offers through Love My Credit Union Rewards, discount prescription savings, and a variety of free services.
White Rose Credit Union is committed to improving the lives of our members and communities – and inspiring others to do the same.
join us
Become a Member Today!
Different from a bank, credit unions are not-for-profit financial institutions where our members are part owners. This means lower fees, competitive loan rates, and access to a ton of free services since we invest back in our members, rather than corporate shareholders.
Our Core Values
Integrity
We are respectful, ethical, and trustworthy in all that we do. “Doing the right thing when no one else is watching.”
Commitment
We are faithful, loyal, and dedicated to our members’ needs.
Accountability
We are responsible for our actions and behaviors.
Respect
We value others time, skills, views, and contributions with professionalism and dignity. We respect the importance of relationships and influences in each other’s lives therefore promoting the balance between work and personal life.
Education
We are committed to investing in the development of our members and employees education and financial knowledge.
Leadership Team
Board of Directors
James R. Sanford, John A. Brownlee Jr., Theresa H. Halpin, Keith A. Cosgrove,
Christopher M. Derouaux, Michael L. Muldrow, George V. Watson, Debra A. Kauffman
Anyone who lives, works, worships, attends school or owns a business in York or Adams County Pennsylvania can become a member.
The cost to open a membership with White Rose Credit Union is $6.00. When you become a member there is a $1.00 membership fee and the remaining $5.00 is placed into the member’s savings account to be held to secure the membership. This $5.00 is released to the member should they choose to close out the membership.
We currently have branches in Dallastown, Downtown, East York, West York and Manchester. You can view more information here.
We need a valid form identification as well as your social security number to open a personal account. Business Accounts require additional documentation which you can learn more about here.
