GAP (Guaranteed Asset Protection)
GAP, or guaranteed asset protection is an optional insurance that will cover the remainder of your loan balance if your vehicle is totaled or stolen. Our GAP program will take care of what you would still owe on your vehicle, plus help you get into a new one.
Speak to one of our representatives to learn more.
Mechanical Breakdown Protection
Don’t go broke over vehicle repair costs. Mechanical Breakdown Protection can help. MBP can help you cover the unexpected vehicle repair costs that may not be covered by a warranty or insurance.
Speak to one of our representatives to learn more.
Access Your Accounts Anywhere
A full lineup of online services is available to compliment your banking experience and offer you the convenience of your finances at your fingertips. Transfer funds to and from your various savings accounts, pay your WRCU loans, and check your balances in seconds.
We are proud to offer personalized service. Speak to any of our representatives to learn more about our loan products and discuss your goals at no cost.
Auto Loans
* APR = Annual Percentage Rate. Vehicle loans and certain Recreation Vehicles require liability and comprehensive insurance.
NEW VEHICLES: *2023 vehicles must have less than 15,000 miles. Tax, title, tags and optional products. Max LTV is 125% MSRP. **72 months – Selling price must be $15,000 or greater. ***84 months – Selling price must be $20,000 or greater. All rates are based on “A+” credit and requires autopay. Rates effective 5/21/2024. All rates are subject to change without notice.
USED VEHICLES: **72 months – Must be 40,000 miles or less & $15,000 or greater. Tax, title, tags and optional products. Max LTV is 125% of book value. All rates are based on “A+” credit and requires autopay. Vehicle loans and certain Recreation Vehicles require liability and comprehensive insurance. Rates effective 5/21/2024. All rates are subject to change without notice.
You can apply online or in-person for any of our loan products.
Your initial application requires identification and proof of income. Depending on the loan type and situation, our lending team may reach out for additional documents.
We offer various convenient payment options for your White Rose Credit Union loan, including our Online and Mobile App, automatic transfers, ACH origination, check or money order, in-person payments and night deposit drop boxes at select branches.
Our Lending Department is available for your assistance if you run into hardship with your loan. There are various options and solutions available to our members during tough times. You can reach our Collector at 717-755-7309 for assistance.
We offer Debt Protection on our loans to provide assistance in the event that you become unable to pay your loan due to death, disability, or unemployment.
