Customer completing mobile payment.

Checking

Easy and Free
How Checking Should Be

Enjoy the perks and benefits of a free White Rose Credit Union Checking Account. With access to a variety of complementary services and features you can focus on what matters most, and worry less about unnecessary fees.

Online Services

A full lineup of online services is available to compliment your banking experience and offer you the convenience of your finances at your fingertips.

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Direct Deposit

Direct Deposit is the secure, electronic transfer of your paycheck into the account of your choice! Get a $50 bonus when you sign up for Direct Deposit totaling at least $500 per month. Simply complete our Direct Deposit form and submit it to your employer!

Download Our Form

Overdraft Coverage

We understand that unexpected overdrafts occur from time to time. Overdraft Coverage can help. We have various options available to help you including Overdraft Protection, Overdraft Privilege, and Extended Overdraft Privilege.

Overdraft Coverage

Debit Card Rewards

Our Members earn points for every purchase they make with a White Rose Credit Union Debit and Credit Card. Those points can be redeemed for a wide array of merchandise, travel experiences and activities, event tickets, gift cards, pay by points options and more! 

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Surcharge Free ATMs

As a White Rose Credit Union Member, you get access to FREE ATMs! You can make surcharge-free ATM withdrawals at any ATM in Pennsylvania where you see the CU$ logo. You can also make surcharge-free withdrawals from all Sheetz, Rutters, and Royal Farms ATMs. 

ATMs

Order Checks

Your first order of checks must be ordered through a branch. You can contact any of our branches to complete your first order. After that, you can order your checks online. You get one box free per year!

Order Checks Online

Direct Deposit

Download our Direct Deposit Form to complete and provide your employer to make sure your check is deposited into your WRCU account. Speak with one of our Representatives about your initial $50 reward!

Download Our Form

Find An ATM

As a credit union member, you get access to a vast network of Surcharge Free ATMS.

ATMs
Digital Wallet payment.

Endless Ways To Pay

Keeping your funds in a checking account is a great way to keep them safe. Not only can you make payments via pin, tap, or swipe with your free Visa Debit Card, you can also add it to your smartphone’s digital wallet and pay with your phone.

Tracking your balances is easy with our online and mobile banking tools, in addition to added security with Card Controls and our CardValet app to customize your spending. 

You can also easily schedule transfers, automatic payroll deductions, and more with your checking account.

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Access Your Accounts Anywhere

A full lineup of online services is available to compliment your banking experience and offer you the convenience of your finances at your fingertips. Transfer funds to and from your various savings accounts, pay your WRCU loans, and check your balances in seconds.

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Classroom financial literacy presentation.

Financial Education

It’s no surprise that White Rose Credit Union is home to award winning Financial Literacy Programs. Education is one of our core values, and as a credit union, we place an emphasis on educating our members to live more financially well. We offer educational resources for free such as:

  • Zogo – the financial literacy app that pays you to learn! Earn points for completing small modules and redeem those points for gift cards to popular brands, all paid for by White Rose Credit Union. 
  • Customizable and interactive presentations, seminars, lunch and learns offered free to members, schools, organizations and community members.
  • Access to free “Financial Check Ups” with our representatives

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Become a Member Today!
An image of a White Rose Credit Union Visa debit card.

Different from a bank, credit unions are not-for-profit financial institutions where our members are part owners. This means lower fees, competitive loan rates, and access to a ton of free services since we invest back in our members, rather than corporate shareholders.

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