Credit Cards

Competitive Credit Card Rates Just For Our Members

Introducing our Everyday Low Rate Visa Classic and Platinum Credit Cards. Both offer no annual fees, worldwide acceptance, low annual percentage rates,and our credit card rewards program.

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Easy Spending

Our Visa Credit Cards come with the most up-to-date security features including the Visa CHIP and contactless payment, allowing you to make safe, secure, and easy payments wherever you choose with your card. Easily add your White Rose Credit Union Credit Card to your smartphone’s digital wallet for easy mobile payment options.

Track your purchases with Online and Mobile Banking, and take your card controls to the next level with CardValet, the app that gives you powerful card management at your fingertips with unique transaction and fraud prevention settings.

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Easy Payments

You can view your current balances through our Online and Mobile Banking. Payments can be made online and credited the same day you make the transfer. You can also set up payments through payroll deduction.

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Easy Rewards

Earn points for every dollar you spend at point-of-sale transactions with uChoose Rewards®, our free debit and credit card rewards program. Redeem your points for rewards such as merchandise, travel experiences and activities, event tickets, gift cards, pay by point options and more!

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Secured Visa Credit Cards

With a White Rose Credit Union Secured Visa Credit Card, you get all the benefits and great rates of our Visa Classic or Platinum Credit Cards, secured by funds established in a White Rose Credit Union share account.  This card is great for those that want to build or rebuild their credit, without the risk.

Members can enjoy no annual fees and utilize a credit limit up to $10,000 provided that the amount is available as collateral in their share account for the Secured Visa.

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We are proud to offer personalized service. Speak to any of our representatives to learn more about our loan products and discuss your goals at no cost.

Credit Card 
Term 
APR* 
Visa Credit Card Rates
Credit Card 
Term 
APR* 
Visa Classic Introductory Rate
Credit Card
Visa Classic Introductory Rate 
Term
6 Billing Cycles 
APR*
5.99% 
Visa Platinum
Credit Card
Visa Platinum 
Term
N/A 
APR*
8.99% 
Visa Classic
Credit Card
Visa Classic  
Term
N/A 
APR*
12.99% 

*APR = Annual Percentage Rate. Rates for Secured Credit Cards are the same as rates for Unsecured Credit Cards. Rates effective 5/21/2024All rates are subject to change without notice.

Got Questions? We Have the Answers
How do I activate my card and select my pin?

To activate your new card, please call 800-992-3808.

How do I report my card lost or stolen?

You can contact our branches about your card during business hours by calling us at 717-755-9773

For after-hours support for lost or stolen cards, submitting a travel request, reporting fraud, CardValet® support or to speak with card customer service, please call 1-833-608-0686

How do I request a credit limit increase?

You can submit an online application to submit your credit limit increase here.

Visa Liability Statement

Visa’s Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security

Visa Disclosure

You can view our Visa Credit Card disclosure here.

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