Debt Protection Options
There are three Debt Protection options available to our members. Debt Protection can be added and canceled to any existing White Rose Credit Union loan at any time.
- Life Plus Protection – Cancels the loan balance in the event of your death or diagnosis of a terminal illness
- Life Plus Disability Protection – Cancels the loan balance in the event of your death or diagnosis of a terminal illness, and cancels up to 6 months of payments in the event of an approved disability lasting longer than 30 days
- Life Plus Disability and Involuntary Unemployment – Cancels the loan balance in the event of your death or diagnosis of a terminal illness, cancels up to 6 months of payments in the event of an approved disability lasting longer than 30 days, and cancels up to 6 months of payments in the event of involuntary unemployment where you are receding state unemployment compensation.
Speak with one of our representatives to learn more.
Speak to one of our representatives or visit any of our convenient branches to learn more.
Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
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Different from a bank, credit unions are not-for-profit financial institutions where our members are part owners. This means lower fees, competitive loan rates, and access to a ton of free services since we invest back in our members, rather than corporate shareholders.
