
What is a Home Equity Fixed Rate Loan?
A fixed-rate Home Equity Loan, consists of a lump sum, paid back at a fixed, locked-in rate, based on the equity of your home. Fixed-Rate Home Equity loans are great options for one time costs and large expenses.
Our home equity loans feature:
- Fixed interest rates
- The ability to leverage the equity in your home
- Multiple repayment terms
- An easy application process

Debt Protection
Debt Protection will cancel your balance or payments in the event of your death, disability, or involuntary unemployment. You can add it to an existing White Rose Credit Union loan at any time.
Speak to one of our representatives to learn more.

Access Your Accounts Anywhere
A full lineup of online services is available to compliment your banking experience and offer you the convenience of your finances at your fingertips. Transfer funds to and from your various savings accounts, pay your WRCU loans, and check your balances in seconds.
We are proud to offer personalized service. Speak to any of our representatives to learn more about our loan products and discuss your goals at no cost.
Home Equity Loans
*Annual Percentage Rate (APR). All rates are based on “A+” credit and requires autopay. Stated APR calculated on $25,000 loan amount for borrowers with a credit score of 740 and above, loans secured by 1st/2nd Lien on borrowers principal dwelling, the maximum combined LTV 80%, and the payment automatically deducted from a White Rose Credit Union deposit account. Loans with a combined LTV over 80% through 90% require an additional .50%. Other rates and terms available. Rates effective 2/19/2025. All rates are subject to change without notice.
