Debt Protection
Debt Protection will cancel your balance or payments in the event of your death, disability, or involuntary unemployment. You can add it to an existing White Rose Credit Union loan at any time.
Speak to one of our representatives to learn more.
Skip-a-Pay
Our Skip-a-Pay program allows you to skip one monthly loan payment per calendar year. Some restrictions may apply
Online Services
A full lineup of online services is available to compliment your banking experience and offer you the convenience of your finances at your fingertips.
GAP
GAP, or guaranteed asset protection is an optional insurance that will cover the remainder of your loan balance if your vehicle is totaled or stolen. Our GAP program will take care of what you would still owe on your vehicle, plus help you get into a new one.
Speak to one of our representatives to learn more.
Mechanical Breakdown Protection
Don’t go broke over vehicle repair costs. Mechanical Breakdown Protection can help. MBP can help you cover the unexpected vehicle repair costs that may not be covered by a warranty or insurance.
Speak to one of our representatives to learn more.
Personal Loans
Personal loans are unsecured loans that work great for debt consolidation, emergency expenses, vacations and more. The possibilities are endless.
- Signature Loans | Use your signature and good credit to take out this personal loan fast. Learn More and Apply
- Share Secured Loans | Borrow funds secured by your savings account or share certificate. Great for building your credit. Learn More and Apply
Credit Cards
We offer great low-rate credit cards with no annual fees, worldwide acceptance, and our Visa Rewards Program. Save today with a lower-rate backed by your local credit union!
Auto Loans
We offer great rates on new and used vehicles, recreational vehicles and motorcycles. Save before heading to the dealer by getting pre-approved from your local credit union!
- Auto Loans – Finance the new or used vehicle of your choice with low interest rates. We can even refinance an existing auto loan from another financial institution! Learn More and Apply.
- Motorcycle Loans – Experience the freedom of the open road with this specialized loan. Learn More and Apply.
- Recreational Vehicle Loans – Get ready for an adventure with your new RV, dirt bike, or even a boat with this loan. Learn More and Apply.
Home Loans
Home sweet home. We can help you get there, or we can help you put your home’s equity to work for you!
- Mortgages – Buy the home of your dreams with the mortgage program that works for you. Learn More and Apply.
- Home Equity Fixed Rate Loan – Leverage your home’s equity to achieve your financial goals with a one-time fixed-rate loan. Learn More and Apply.
- Home Equity Line of Credit – Put your home’s equity to work with an open-ended loan that allows you to borrow multiple times over the life of the loan, up to your credit limit. Learn More and Apply.
Educational Loans
- Student Loans – Fill the gap between costs and financial aid with a private student loan. Learn More and Apply.
- Tuition Reimbursement loans – Relieve the financial burden while waiting for your employer’s education reimbursement with this specialized loan. Learn More and Apply.
You can apply online or in-person for any of our loan products.
Your initial application requires identification and proof of income. Depending on the loan type and situation, our lending team may reach out for additional documents.
We offer various convenient payment options for your White Rose Credit Union loan, including our Online and Mobile App, automatic transfers, ACH origination, check or money order, in-person payments and night deposit drop boxes at select branches.
Our Lending Department is available for your assistance if you run into hardship with your loan. There are various options and solutions available to our members during tough times. You can reach our Collector at 717-755-7309 for assistance.
We offer Debt Protection on our loans to provide assistance in the event that you become unable to pay your loan due to death, disability, or unemployment.
