Money Market Accounts

Money Market Accounts

Grow your savings with a Money Market Account. This tiered account offers you higher dividends based on your account balance.

Happy member.

Personalized Service and Assistance

We’re here to help and serve our members. Your financial wellness means the world to us. Speak to any of our representatives to learn more about our accounts and discuss your savings goals at no cost.

Schedule an Appointment
Man holding a coffee and scrolling on a smartphone.

Access Your Accounts Anywhere

A full lineup of online services is available to compliment your banking experience and offer you the convenience of your finances at your fingertips. Transfer funds to and from your various savings accounts, pay WRCU loans and check your balances in seconds.

Learn More

We are proud to offer personalized service. Speak to any of our representatives to learn more about our savings products and discuss your goals at no cost.

Balance 
APY* 
Dividend Rate 
Money Market Accounts
Balance 
APY* 
Dividend Rate 
$1,000.00 – 9,999.99
Balance
$1,000.00 – 9,999.99 
APY*
0.750% 
Dividend Rate
0.747% 
$10,000.00 – 24,999.99
Balance
$10,000.00 – 24,999.99 
APY*
1.00% 
Dividend Rate
0.995% 
$25,000.00 – 49,999.99
Balance
$25,000.00 – 49,999.99 
APY*
1.25% 
Dividend Rate
1.243% 
$50,000.00 – 99,999.99
Balance
$50,000.00 – 99,999.99 
APY*
1.25% 
Dividend Rate
1.243% 
$100,000 – 249,999.99
Balance
$100,000 – 249,999.99 
APY*
1.50% 
Dividend Rate
1.490% 
$250,000 & up
Balance
$250,000 & up 
APY*
1.50% 
Dividend Rate
1.490% 

*APY – denotes Annual Percentage Interest Yield.  All rates are subject to change without notice. Rates effective as of 5/9/2023.

Got Questions? We Have the Answers
What are your membership requirements?

You must live, work, worship, attend school or own a business in York or Adams County Pennsylvania to become a member. 

What is the minimum balance for a Money Market Account?

The minimum balance is $5,000 to open and maintain a Money Market Account.

Is there a monthly fee for this account?

There is no monthly fee for maintaining a Money Market Account. There is a $10 fee if your balance falls below $5,000 during the dividend period.

Coins in a jar.