What does White Rose Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Account Balances and Payment History
- Credit History and Credit Scores
How?
All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members personal information; the reasons White Rose Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
- For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal
- Does White Rose Credit Union share this information? Yes
- Can you limit this sharing? No
- Investigations, or report to credit bureaus
- For our marketing purposes – to offer our products and services to you
- Does White Rose Credit Union share this information? Yes
- Can you limit this sharing? Yes
- For joint marketing with other financial companies
- Does White Rose Credit Union share this information? Yes
- Can you limit this sharing? Yes
- For our affiliates’ everyday business purposes – information about your transactions and experiences
- Does White Rose Credit Union share this information? No
- Can you limit this sharing? No
- For our affiliates’ everyday business purposes – information about your creditworthiness
- Does White Rose Credit Union share this information? No
- Can you limit this sharing? No
- For nonaffiliates to market to you
- Does White Rose Credit Union share this information? No
- Can you limit this sharing? No
Who is providing this notice?
White Rose Credit Union
What We Do
How does White Rose protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does White Rose collect my personal information?
We collect your personal information, for example, when you
- Open an account or Deposit or Withdrawal funds
- Pay your bills or Apply for a loan
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Such as companies that provide our checks, Visa products and our core system provider
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Such as TruStage, where we provide Name and Address to inform you of products they offer to our members.
Questions?
Call 717-755-9773