Recreational Vehicle Loans

We Finance Fun

We can finance your next boat, jet ski, dirt bike, or RV loan with competitive local rates, and great personalized assistance. Let’s help you start your next adventure!

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GAP Protection

GAP, or guaranteed asset protection is an optional insurance that will cover the remainder of your loan balance if your vehicle is totaled or stolen. Our GAP program will take care of what you would still owe on your vehicle, plus help you get into a new one.

Speak to one of our representatives to learn more.

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Mechanical Breakdown Protection

Don’t go broke over vehicle repair costs. Mechanical Breakdown Protection can help. MBP can help you cover the unexpected vehicle repair costs that may not be covered by a warranty or insurance. 

Speak to one of our representatives to learn more.

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Access Your Accounts Anywhere

A full lineup of online services is available to compliment your banking experience and offer you the convenience of your finances at your fingertips. Transfer funds to and from your various savings accounts, pay your WRCU loans, and check your balances in seconds.

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We are proud to offer personalized service. Speak to any of our representatives to learn more about our loan products and discuss your goals at no cost. 

Model Year 
36 Months 
48 Months 
60 Months 
72 Months 
84 Months 
Recreational Vehicle Loans
Model Year 
36 Months 
48 Months 
60 Months 
72 Months 
84 Months 
2023 – 2024
Model Year
2023 – 2024 
36 Months
7.49%* 
48 Months
7.74%* 
60 Months
7.99%* 
72 Months
8.49%* 
84 Months
8.74%* 
2019 – 2023
Model Year
2019 – 2023 
36 Months
7.99%* 
48 Months
8.24%* 
60 Months
8.49%* 
72 Months
8.74%* 
84 Months
N/A 
2014 – 2018
Model Year
2014 – 2018 
36 Months
8.24%* 
48 Months
8.49%* 
60 Months
8.74%* 
72 Months
8.99%* 
84 Months
N/A 

* APR = Annual Percentage Rate. As low as. ** 72 Months must be $50,000 or greater. Used RV = 120,000 miles or less. All rates are based on “A+” credit and requires autopay. Rates effective 1/3/2023. All rates are subject to change without notice. Tax, title, Tags, and Optional Products Max LTV is 125% of MSRP for new RVs and of book value for used RVs. Vehicle loans and certain Recreation Vehicles require liability and comprehensive insurance.

Got Questions? We Have the Answers
How do I apply for a loan?

You can apply online or in-person for any of our loan products.

What documents do I need?

Your initial application requires identification and proof of income. Depending on the loan type and situation, our lending team may reach out for additional documents.

How can I pay my loan?

We offer various convenient payment options for your White Rose Credit Union loan, including our Online and Mobile App, automatic transfers, ACH origination, check or money order, in-person payments and night deposit drop boxes at select branches.

What if I can’t pay my loan?

Our Lending Department is available for your assistance if you run into hardship with your loan. There are various options and solutions available to our members during tough times. You can reach our Collector at 717-755-7309 for assistance.

Do you offer payment protection?

We offer Debt Protection on our loans to provide assistance in the event that you become unable to pay your loan due to death, disability, or unemployment.

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