Share Savings
Our basic savings account. All members must have a share (savings) account in order to access any of our other products and services. A minimum balance of $5 and a one-time $1 membership fee is all you need to become a member.
Club Accounts
Saving for your short-term goals throughout the year is simple with our Club Accounts. This savings account has no minimum balance requirement, and no early withdrawal penalties.
Money Market Accounts
Watch your money grow with a Money Market Account. Money Markets typically provide higher savings rates for your funds and are great options for growing your long-term savings.
Share Certificates
Share Certificates, also known as Certificates of Deposit, allow you to lock-in great savings rates when you save your funds for a fixed amount of time. The minimum balance for a Share Certificate is $500.
IRA Accounts
We also offer fixed rate Savings and IRA Certificates to help you save for retirement.
Savings for Youth and Education
We offer Kids’ Sprout Accounts to help plant the seeds for saving and their future.
- Young members receive a barnyard buddy and backpack when opening an account with a minimum of $25.
Learn more about our Sprout Accounts.
We also offer Coverdell Education Savings Accounts, which can help you save for a child’s educational expenses such as tuition, fees, books, supplies, equipment, and in other cases, room and board. This account includes the potential for tax-free withdrawals and can be in the form of a traditional savings or Share Certificate.
Estate Accounts
Estate accounts are set up for a deceased member by the Executor or Executrix of the Estate. The primary use of this account is to put the funds of the deceased into it and pay for funeral expenses and outstanding bills.
Financial Education
It’s no surprise that White Rose Credit Union is home to award winning Financial Literacy Programs. Education is one of our core values, and as a credit union, we place an emphasis on educating our members to live more financially well. We offer educational resources for free such as:
- Zogo – the financial literacy app that pays you to learn! Earn points for completing small modules and redeem those points for gift cards to popular brands, all paid for by White Rose Credit Union.
- Customizable and interactive presentations, seminars, lunch and learns offered free to members, schools, organizations and community members.
- Access to free “Financial Check Ups” with our representatives.
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Become a Member Today!
Different from a bank, credit unions are not-for-profit financial institutions where our members are part owners. This means lower fees, competitive loan rates, and access to a ton of free services since we invest back in our members, rather than corporate shareholders.
