Money going into piggy bank.

Share Savings

Simply Saving

Our Share Savings is a basic credit union savings account. All of our members start their membership with us with this account. It includes a $5 minimum balance and one-time $1 membership fee that makes you an owner of our credit union.

Happy member.

Personalized Service and Assistance

We’re here to help and serve our members. Your financial wellness means the world to us. Speak to any of our representatives to learn more about our accounts and discuss your savings goals at no cost.

Schedule an Appointment
Man holding a coffee and scrolling on a smartphone.

Access Your Accounts Anywhere

A full lineup of online services is available to compliment your banking experience and offer you the convenience of your finances at your fingertips. Transfer funds to and from your various savings accounts, pay WRCU loans and check your balances in seconds.

Learn More

We are proud to offer personalized service. Speak to any of our representatives to learn more about our savings products and discuss your goals at no cost.

Balance 
APY* 
Dividend Rate 
Regular Share Accounts
Balance 
APY* 
Dividend Rate 
$0-49
Balance
$0-49 
APY*
0.050% 
Dividend Rate
0.050% 
$50.00 – 2,499.99
Balance
$50.00 – 2,499.99 
APY*
0.050% 
Dividend Rate
0.050% 
$2,500.00 – 9,999.99
Balance
$2,500.00 – 9,999.99 
APY*
0.100% 
Dividend Rate
0.100% 
$10,000.00 & up
Balance
$10,000.00 & up 
APY*
0.100% 
Dividend Rate
0.100% 

*APY – denotes Annual Percentage Interest Yield. All rates are subject to change without notice. Share/Savings interest rates effective 2/15/2023.

Got Questions? We Have the Answers
What are your membership requirements?

You must live, work, worship, attend school or own a business in York or Adams County Pennsylvania to become a member. 

What is the minimum balance for a Share Savings Account?

The minimum balance is $5. There is a $1 membership fee that is put into a Share Savings Account for all of our members. 

Is there a monthly fee for this account?

There is no monthly fee for maintaining a Share Savings Account. 

Coins in a jar.